Canada is one of the world’s most welcoming destinations for international students, but navigating healthcare in a new country can feel overwhelming. International Student Insurance helps protect you from unexpected medical costs so you can focus on your studies, your goals, and your Canadian experience.
Depending on the province and your school, you may be required to purchase private health insurance. This coverage helps you avoid out-of-pocket expenses and meet school or visa requirements.
Why International Students Need Insurance in Canada
Core benefits
Avoid high out-of-pocket medical expenses, meet school and visa requirements, access quality healthcare quickly, stay protected during emergencies, and give peace of mind to your family back home.
Who This Coverage Is For
Eligible students
Full-time and part-time international students, exchange and study-abroad students, language school and vocational students, co-op and internship students, and eligible dependents where allowed.
What’s Covered
Medical care
Doctor and specialist visits, hospitalization and surgery, emergency room treatment, diagnostic tests, and prescription medications.
Emergency services
Emergency medical evacuation, repatriation to your home country, and 24/7 multilingual emergency assistance.
Mental health support
Counseling and therapy sessions on eligible plans, plus crisis intervention.
Additional benefits
Maternity coverage on some plans, dental and vision add-ons, and travel coverage for short trips outside Canada.
What’s Not Typically Covered
Common exclusions
Pre-existing conditions not disclosed or excluded, cosmetic or elective procedures, experimental or non-approved treatments, injuries related to illegal activities, and routine dental or vision care unless added.
Always review your policy wording for full details.

